Crash & Accident Repair Insurance Claims in Dublin
Had a crash? We make the insurance side of your crash and accident repair simple. N7 Auto Repairs deals with your insurer, meets the assessor and handles the paperwork — and you have the right to choose us as your repairer.
- ★ 4.7 · 158 reviews
- Since 2009
- All insurers
- Assessor & paperwork handled
Stress-Free Insurance Claims for Crash & Accident Repairs
Being in a car accident is stressful enough — the insurance claim shouldn’t add to it. We’ve handled crash and accident repairs on insurance claims for Dublin drivers since 2009, taking care of everything from the first phone call to the finished, colour-matched repair.
Whether you’re claiming on your own policy or making a third-party claim against the driver who hit you, we deal directly with the insurer, provide the detailed estimates they need, meet the assessor, and sort the billing — so you don’t have to chase anyone.
- We work with all major Irish insurers
- Own-policy and non-fault / third-party claims
- Direct billing to the insurer — you pay only your excess, if any
- Car not drivable? We’ll recover it too
What Dublin Drivers Say About N7
“Amazing work done. My go-to crash repairs team in Dublin.”
Derek M. — Tallaght, Dublin
via Google“Bumper repaired at a way better price than other garages.”
David O. — Dublin, Ireland
via Google“We’re traders and this is our go-to place for repairs.”
Julia O. — Stillorgan, Dublin
via GoogleYour Questions, Answered
The things Dublin drivers ask us most after a crash.
Does car insurance cover crash repairs?
If you have comprehensive cover, yes — accident damage to your own car is normally covered (you pay your excess). With third-party cover, your own damage usually isn’t — but if the crash was someone else’s fault, you can claim the repair from their insurer instead.
Can I choose my own repairer?
Yes. In Ireland you’re generally entitled to choose who repairs your car — your insurer can recommend their “approved” garage, but they can’t force you to use it. Tell them you’re using N7 Auto Repairs and we take it from there.
What if it wasn’t my fault?
If another driver caused the crash, you can make a third-party claim against their insurer. Your repair can then be carried out at no cost to you, with no effect on your own no-claims bonus, and we can often arrange a courtesy car while yours is in.
Do I pay VAT on insurance repairs?
For a private claim, the repair is covered inclusive of VAT. If you’re VAT-registered, insurers usually settle the repair net of VAT and you reclaim the VAT yourself. Your excess and no-claims position depend on your policy — check with your insurer or accountant.
How a Crash Repair Insurance Claim Works
Six simple steps from crash to car back — we handle the hard parts.
Report it to your insurer
Open the claim and get your claim / reference number — the number we’ll use to deal with them.
Choose N7 as your repairer
Tell your insurer you’re using N7 Auto Repairs. You don’t have to use their approved garage.
We assess & estimate
We inspect the damage, check for hidden impact, and send the insurer a detailed estimate.
We meet the assessor
We agree the repair with the insurer’s assessor so nothing holds things up.
We repair your car
Panels, paint and finish — colour-matched, oven-baked and guaranteed.
We handle the billing
We bill the insurer directly. You pay only your excess (if any) and collect your car.
What to Do Right After a Car Accident
A quick checklist that protects you — and your claim.
- Make sure everyone’s safe. Move to the hard shoulder if you can and put your hazards on.
- Call the Gardaí if anyone is injured, the road is blocked, or the other driver won’t share details.
- Swap details — names, phone numbers, car registrations, insurer and policy numbers.
- Photograph everything — all the damage, the wider scene, number plates, road position and any skid marks.
- Don’t admit fault at the scene — let the insurers assess it.
- Call N7 — if the car isn’t safe to drive we’ll recover it, and we can start your claim straight away.
Had a Crash? Let’s Get You Sorted
Send a photo of the damage — and your claim number if you have one — and we’ll start your insurance claim and deal with the insurer from here.
Why Drivers Trust N7 With Their Claim
We deal with the insurer
Estimates, assessor and billing — handled.
All major insurers
Own-policy and third-party claims.
Factory-quality repairs
Colour-matched, oven-baked, guaranteed.
Recovery included
We collect cars that aren’t drivable.
We also handle the actual repair work in-house: crash & accident repairs, panel beating, bumper repair and scratch repair — so your claim and your repair stay under one roof.
Car Insurance Claim FAQs
Does car insurance cover crash repairs?
With comprehensive cover, accident damage to your own car is normally covered and you pay your excess. With third-party-only cover, your own damage usually isn’t covered — but if another driver was at fault, you can claim the repair from their insurer instead.
Can I choose my own repairer, or do I have to use the insurer’s approved garage?
In Ireland you’re generally entitled to choose your own repairer. Your insurer may recommend an approved garage, but they can’t force you to use it. Just tell them you’re using N7 Auto Repairs and we’ll deal with them directly.
What if the accident wasn’t my fault?
You can make a third-party claim against the at-fault driver’s insurer. Your repair can then be carried out at no cost to you, it usually won’t affect your own no-claims bonus, and we can often arrange a courtesy car while your car is being repaired.
How do I make a car insurance claim after an accident?
Report the accident to your insurer and get a claim/reference number, tell them you’re using N7 Auto Repairs, then leave the rest to us — we assess the damage, send the estimate, meet the assessor, repair the car and bill the insurer directly. Call 085 123 4585 to get started.
What is a claim or reference number?
It’s the number your insurer gives you when you open a claim. We use it to deal with them on your behalf, so have it to hand when you contact us.
Will making a claim affect my no-claims bonus?
If you’re at fault and your bonus isn’t protected, it can be affected. If you weren’t at fault and the claim is made against the other driver’s insurer, your bonus usually isn’t affected. Check your policy or ask your insurer to be sure.
Do I have to pay VAT on insurance repairs?
For a private claim, the repair is covered inclusive of VAT. If you’re VAT-registered, insurers typically settle the repair net of VAT and you reclaim the VAT yourself. Check with your accountant or insurer for your situation.
What is the excess, and do I have to pay it?
The excess is the part of a claim you agree to pay yourself. On an at-fault claim you usually pay it. On a non-fault claim it can often be recovered from the other driver’s insurer. It depends on your policy.
How long do insurance repairs take?
It depends on the damage, parts availability and how quickly the assessor signs off. We keep things moving by dealing with the insurer in parallel with the repair — and we’ll give you a realistic timeframe once we’ve seen the car.
Do you work with all insurance companies?
Yes — we deal with all the major Irish insurers on both own-policy and third-party claims, and we provide the detailed estimates and documentation they require.